The few of you that read this blog probably already know this, but I want to shout it from the mountain tops...
WE ARE DEBT FREE!!!!
We took the Financial Peace University class just before we got married (We actually got married in the middle of the class). We completed the class almost 3 years ago to date.
In 3 years, we have paid off LOTS and LOTS of debt to Sallie Mae and Kentucky Student Loans. We bought a house and had a little down payment (not the full 20%, more like 8%). Of course, stuff came up along the way. Dr. bills, car repairs, house issues, etc.
Now, we are ready to save, save, save, and work on our mortgage. We have PMI on our house that we would like to get taken off ASAP. So, that is our next goal. We also want to start saving for Elsie and of course our cars will need to be replaced (andrew's probably soon). BUT for now...we are rejoicing that we not longer OWE people money!! YAY!